Members' preview

Every card, bank and credit union, with the best way in.

We track 96 cards from 5 issuers and 239 researched credit unions. Every fact links to where it came from.

01Best offers now

Card	Best referral offer	Public offer	Annual fee
Chase Sapphire Reserve for Business Chase · Business	200,000points After $30,000 · checked Oct 1, 2026	150,000points	$795
Hilton Honors Aspire Card American Express · Personal	200,000points After $6,000 · checked Oct 2, 2026	Not checked yet	$550
Marriott Bonvoy Brilliant Card American Express · Personal	150,000points After $6,000 · checked Oct 1, 2026	Not checked yet	$650
Hilton Honors Business Card American Express · Business	150,000points After $8,000 · checked Oct 1, 2026	Not checked yet	$195
American Express Business Platinum Card American Express · Business	150,000points After $20,000 · checked Oct 2, 2026	Not checked yet	$895

Add your place and 5/24 count in the bar above to see which of these fit you.

Add your place to see credit unions that take members from where you live.

Anyone can join, through an association · 7

Picked from the wording of their rules. We haven't confirmed the association terms yet, so treat these as check first.

Not researched yet: 4,316 credit unions

Including PenFed, Navy Federal and Alliant. We can't say whether they'd take you until we've read their rules.

Changes start with the next daily check

This is the directory's first load, taken Oct 19, 2026. From the next refresh, offer and term changes show here.

What we cover, honestly