Orange County's Federal Credit Union

Immediate family of a current member (spouse, domestic partner, child, sibling, parent, grandparent, grandchild, stepparent, stepchild and adopted relationships) and household members of a current member, such as roommates, can join.

“1) Immediate family of current Members, such as spouse, domestic partner, child, sibling, parent, grandparent, grandchild, stepparent, stepchild and any such adopted relationship. 2) Household members of current Members, such as roommates.”

Employees and retirees of listed Select Employer Groups are eligible to join.

“3) Employees and retirees of Select Employer Groups, such as the following: County of Orange, Orange County, California Cottage Clinical Associates, Santa Barbara, California Cottage Clinical Network, Santa Barbara, California Cottage Health, Santa Barbara, California Cottage Medical Group, Santa Barbara, California Goleta Valley Cottage Hospital, Goleta, California Pacific Diagnostics Laboratories, Santa Barbara, California Santa Barbara Cottage Health Hospital, Santa Barbara, California Santa Ynez Valley Cottage Hospital, Solvang, California”

Anyone who lives in one of 45 eligible states (including California) can join through the American Consumer Council by selecting “ACC Membership” when applying, at no cost.

“4) American Consumer Council Membership (No cost or obligations) … Anyone who resides in 45 eligible states (including California) can apply for Orange County’s Federal Credit Union membership via ACC membership eligibility. Simply selecting “ACC Membership” as the member eligibility criteria, when applying via our digital application or in person in a branch is all that is needed to apply.”

Anyone in the United States can join by becoming a free member of the Community Impact Fund, which you choose in the application. Businesses that are not yet members join the same way.

“5) The Community Impact Fund Membership (No costs or obligations) … Anyone in the United States can apply for Orange County’s Federal Credit Union membership via CIF membership eligibility. Simply selecting “CIF Membership” as the member eligibility criteria, when applying via our digital application or in person in a branch is all that is needed to apply.”