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United Club Business

A $695 Chase miles card. Earn 8 miles per dollar on eligible United flights; 5 miles per dollar on hotels; 1.5 miles per dollar on everything else. The public offer is 100,000 miles after $5,000 in 3 months.

Offer checked Jul 9, 2026Terms checked Jul 9, 2026
Add your 5/24 count and a few details in For you to see if this card fits you.

01Best way in

Public · on Chase's site100,000miles

after $5,000 in 3 months

plus 10,000 miles when you add an employee card in the first 3 months

Stated by issuer
Best referral seen

No referral data yet

Card Offers doesn't check Chase referral links yet.

02Details

From Chase's terms · checked Jul 9, 2026
Fees
  • $695
    Annual feeStated by issuer
  • None
    Foreign transaction feeStated by issuer
Earning
  • 8x
    Eligible United flights“NEW! 8x total miles on eligible United flights - 6x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the United Club Business Card.”
  • 2x
    All other eligible United purchases“2x miles on all other eligible United purchases.*”
  • 5x
    Hotel stays when you prepay directly through Renowned Hotels and Resorts for United® Cardmemberswhen you prepay directly through Renowned Hotels and Resorts for United® Cardmembers“5x miles on hotel stays when you prepay directly through Renowned Hotels and Resorts for United® Cardmembers.*”
  • 1.5x
    All other purchases“1.5x miles on all other purchases*”
Credits
  • $200
    Up to $200 in credits annually on prepaid hotel stays purchased directly through Renowned Hotels and Resorts for United® CardmembersEach year“Up to $200 in credits annually - Receive on prepaid hotel stays purchased directly through Renowned Hotels and Resorts for United® Cardmembers with your United ClubSM Business Card.*”
  • $150
    Up to $150 in credits each calendar year on rideshare purchasesEach year“Up to $150 in credits each calendar year - Enroll to receive on rideshare purchases when you pay with your United ClubSM Business Card.*”
  • $100
    Up to $100 in United travel credits annually when you book Avis or Budget car rentals directly through cars.united.comEach year“Up to $100 in United travel credits annually - Receive when you book Avis or Budget car rentals directly through cars.united.comOpens in a new window and pay with your United ClubSM Business Card.*”
  • $240
    Up to $240 in Instacart credits each calendar year for purchases made directly through InstacartEach year“Up to $240 in Instacart credits each calendar year - Receive for purchases made directly through Instacart with your United ClubSM Business Card. Terms apply.*”
  • $200
    Up to $200 in credits annually on flights purchased directly through JSXEach year“Up to $200 in credits annually - Receive on flights purchased directly through JSX with your United ClubSM Business Card.*”

03How to get it

No membership needed: apply on Chase's site or through a member's link. The approval rules below come from members, not from the issuer, and have no issuer quote yet.

  • 5/24

    Chase usually declines applicants who have opened five or more personal cards with any bank in the last 24 months.

    Community-reportedNo citation yet · curated by TCC

04What changed

Changes start with the next daily check

We added this card on Sep 30, 2026. When an offer, fee or rule moves, it shows up here with the date and what it was before.

05References

  1. 1United Club Business offer page: “Earn 100,000 bonus miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.*”creditcards.chase.comChecked Jul 9, 2026
  2. 2United Club Business terms: fees, earning rules and credits, quoted by CC Wiki from Chase's pages.Page links aren't captured for these facts yet · checked Jul 9, 2026
  3. 35/24: reported by members