The Credit ChroniclesDirectory
Personalise

United Business Card

A $150 Chase miles card. Earn 2 miles per dollar on all other eligible United purchases, gas stations, office supply stores and 1 more; 1 mile per dollar on everything else. The public offer, 110,000 miles, is higher than any member referral we've seen.

Offer checked Oct 1, 2026Terms checked Jun 27, 2026· 8 live member links
Add your 5/24 count and a few details in For you to see if this card fits you.

01Best way in

Public · on Chase's site110,000miles

Stated by issuer
Best referral seen100,000miles

after $5,000 in 3 months · 8 live links

ExactChecked Oct 1, 2026 · 10 checks

Links members shared 8

  • GYS3KB8OG6r/churningreferrals · first seen Sep 23, 2026Checked Oct 1, 2026 · 10 checksOpen

7 more live links. This one showed the best offer on our latest check.

02Details

From Chase's terms · checked Jun 27, 2026
Fees
  • $150
    Annual feeStated by issuer
  • None
    Foreign transaction feeStated by issuer
Earning
  • 2x
    All other eligible United purchases“2x miles on all other eligible United purchases”
  • 2x
    Gas stations“2x miles at gas stations*”
  • 2x
    Office supply stores“2x miles at office supply stores*”
  • 2x
    Local transit“2x miles at office supply stores 2x miles on local transit including ride share services, taxicabs, train tickets, tolls and mass transit”
  • 1x
    All other purchases“1x mile on all other purchases*”
Credits
  • $125
    $125 United Travel Credit: Earn one $125 United TravelBank cash each calendar year that you make five (5) United flight travel-related purchases, each totaling $100 or more with yoEach year“$125 United Travel Credit: Earn one $125 United TravelBank cash each calendar year that you make five (5) United flight travel-related purchases, each totaling $100 or more with your UnitedSM Business Card. United flight travel-related purchases include seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. Travel credit will be delivered in the form of United® TravelBank cash and will be added to your MileagePlus account within 6-8 weeks of your 5th United purchase totaling $100 or more posting to your account. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. United® TravelBank cash will post directly to your MileagePlus account and will not appear on your credit card statement.”
  • $100
    Up to $100 in credits annually - Receive on prepaid hotel stays purchased directly through United® Hotels with your UnitedSM Business Card.Each year“Up to $100 in credits annually - Receive on prepaid hotel stays purchased directly through United® Hotels with your UnitedSM Business Card.*”
  • $100
    Up to $100 in credits on rideshare purchasesEach year“Up to $100 in credits each calendar year - Enroll to receive on rideshare purchases when paying with your UnitedSM Business Card.*”
  • $50
    Up to $50 in United travel credits on Avis or Budget car purchasesEach year“Up to $50 in United travel credits annually - Receive when you book Avis or Budget car rental directly through cars.united.com and pay with your UnitedSM Business Card.*”
  • $120
    Up to $120 in Instacart credits each calendar year - Receive for purchases made directly through Instacart with your UnitedSM Business Card. Terms apply. Up to $100 in credits annuallyEach year“Up to $120 in Instacart credits each calendar year - Receive for purchases made directly through Instacart with your UnitedSM Business Card. Terms apply.*”
  • $100
    Up to $100 in credits annually - Receive on flights purchased directly through JSX with your UnitedSM Business Card. Up to $25 in credits on FareLock purchases annually - Receive when yEach year“Up to $100 in credits annually - Receive on flights purchased directly through JSX with your UnitedSM Business Card.*”
  • $25
    Up to $25 in credits on FareLock purchases annually - Receive when you buy FareLock on a United - or United Express® - operated flight.Each year“Up to $25 in credits on FareLock purchases annually - Receive when you buy FareLock on a United - or United Express® - operated flight.*”

03How to get it

No membership needed: apply on Chase's site or through a member's link. The approval rules below come from members, not from the issuer, and have no issuer quote yet.

  • 5/24

    Chase usually declines applicants who have opened five or more personal cards with any bank in the last 24 months.

    Community-reportedNo citation yet · curated by TCC

04What changed

Changes start with the next daily check

We added this card on Sep 30, 2026. When an offer, fee or rule moves, it shows up here with the date and what it was before.

05References

  1. 1United Business Card terms: fees, earning rules and credits, quoted by CC Wiki from Chase's pages.Page links aren't captured for these facts yet · checked Jun 27, 2026
  2. 2Card Offers checks: the best link (GYS3KB8OG6), shared on r/churningreferrals, showed this offer on Chase's referral page.10 checks · last Oct 1, 2026
  3. 35/24: reported by members