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Chase Sapphire Reserve

A $795 Chase points card. Earn 10 points per dollar on eligible Peloton equipment and accessory purchases; 8 points per dollar on all purchases through Chase Travel; 1 point per dollar on everything else. Today a member's referral link and Chase's own site offer the same bonus, 100,000 points after $6,000 in 3 months.

Offer checked Oct 11, 2026Terms checked Sep 26, 2026· 3 live member links
Add your 5/24 count and a few details in For you to see if this card fits you.

01Best way in

Public · on Chase's site100,000points

after $6,000 in 3 months

Stated by issuer
Best referral seenSame as public100,000points

after $6,000 in 3 months · 3 live links

ExactChecked Oct 1, 2026 · 27 checks

The bonus is the same either way. Using a member's link credits the member who shared it.

Links members shared 3

  • XGHL51JXCTRankt · first seen Sep 5, 2026Checked Oct 1, 2026 · 27 checksOpen

2 more live links. This one showed the best offer on our latest check.

02Details

From Chase's terms · checked Sep 26, 2026
Fees
  • $795
    Annual feeStated by issuer
  • None
    Foreign transaction feeStated by issuer
Earning
  • 8x
    All purchases through Chase TravelIncludes The Edit. Purchases qualifying for the stated travel or hotel statement credits do not earn points.“8x points on all purchases through Chase Travel, including The Edit SM *”
  • 4x
    Flights booked direct“4x points on flights booked direct *”
  • 4x
    Hotels booked direct“4x points on hotels booked direct *”
  • 3x
    Dining worldwide“3x points on dining worldwide *”
  • 1x
    All other purchases“1x points on all other purchases *”
  • 5x
    Lyft ridesThrough 9/30/2027.“Plus, earn 5x total points on Lyft rides through 9/30/2027. *”
  • 10x
    Eligible Peloton equipment and accessory purchasesPurchases over $150 through 12/31/2027.“Plus, earn 10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027. *”
Credits
  • $300
    annual travel creditEach year“Get the most flexible travel credit compared to any other card, with up to $300 in statement credits for travel purchases each account anniversary year.”
  • $250
    The Edit prepaid booking statement creditEach use“Receive a statement credit of up to $250 for each prepaid booking with The Edit, up to $500 annually.”
  • $250
    select Chase Travel Hotels statement creditEach year“Get up to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings for stays with IHG Hotels & Resorts, Montage Hotels & Resorts, Pendry Hotels & Resorts, Omni Hotels & Resorts, Virgin Hotels, Minor Hotels, and Pan Pacific Hotels and Resorts.”
  • $120
    Global Entry, TSA PreCheck®, or NEXUS fee creditEvery four years“Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card.”
  • $150
    dining creditEvery six months“Get up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually when you dine at restaurants part of the Sapphire Exclusive Tables program on OpenTable.”
  • $150
    StubHub creditsEvery six months“Get up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually for StubHub and viagogo purchases through 12/31/2027.”
  • $10
    Lyft creditsEach month“Get up to $10 in monthly in-app credits to use on rides through 9/30/2027.”
  • $10
    Peloton creditsEach month“Get $10 in statement credits per month on eligible Peloton memberships through 12/31/2027, for a maximum of $120 annually.”

03How to get it

No membership needed: apply on Chase's site or through a member's link. The approval rules below come from members, not from the issuer, and have no issuer quote yet.

  • 5/24

    Chase usually declines applicants who have opened five or more personal cards with any bank in the last 24 months.

    Community-reportedNo citation yet · curated by TCC
  • Sapphire bonus eligibility

    Chase restricts the Sapphire welcome bonus for people who currently hold a Sapphire card or received a Sapphire bonus recently.

    Community-reportedNo citation yet · curated by TCC

04What changed

Changes start with the next daily check

We added this card on Sep 30, 2026. When an offer, fee or rule moves, it shows up here with the date and what it was before.

05References

  1. 1Chase Sapphire Reserve offer page: “Earn 100,000 points after you spend $6,000 in purchases in the first 3 months from account opening *”creditcards.chase.comChecked Oct 11, 2026
  2. 2Chase Sapphire Reserve terms: fees, earning rules and credits, quoted by CC Wiki from Chase's pages.Page links aren't captured for these facts yet · checked Sep 26, 2026
  3. 3Card Offers checks: the best link (XGHL51JXCT), shared on Rankt, showed this offer on Chase's referral page.27 checks · last Oct 1, 2026
  4. 45/24: reported by membersSapphire bonus eligibility: reported by members