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Chase Sapphire Preferred

A $95 Chase points card. Earn 5 points per dollar on Peloton purchases, Lyft rides and Chase Travel; 3 points per dollar on EV charging, vacation homes at top brands and 4 more; 1 point per dollar on everything else. Today a member's referral link and Chase's own site offer the same bonus, 75,000 points after $5,000 in 3 months.

Offer checked Oct 11, 2026Terms checked Sep 30, 2026· 48 live member links
Add your 5/24 count and a few details in For you to see if this card fits you.

01Best way in

Public · on Chase's site75,000points

after $5,000 in 3 months

Stated by issuer
Best referral seenSame as public75,000points

after $5,000 in 3 months · 48 live links

ExactChecked Oct 2, 2026 · 20 checks

The bonus is the same either way. Using a member's link credits the member who shared it.

Links members shared 48

  • OKCBR9ZUKAr/churningreferrals · first seen Sep 11, 2026Checked Oct 2, 2026 · 20 checksOpen

47 more live links. This one showed the best offer on our latest check.

02Details

From Chase's terms · checked Sep 30, 2026
Fees
  • $95
    Annual feeStated by issuer
  • None
    Foreign transaction feeStated by issuer
Earning
  • 3x
    EV charging“3x points on gas stations, EV charging, and vacation homes at top brands”
    “3x points on gas stations, EV charging, and vacation homes at top brands”Source
    “3x points on gas stations, EV charging, and vacation homes at top brands”
  • 3x
    Vacation homes at top brandsSelect top brands only.“3x points on gas stations, EV charging, and vacation homes at top brands”
    “3x points on gas stations, EV charging, and vacation homes at top brands”SourceCaptured source excerpt
    “3x points on gas stations, EV charging, and vacation homes at top brands”Source
  • 3x
    Top streaming servicesSelect top services only.“3x points on top streaming services and online grocery, exclusions apply”
    “3x points on top streaming services and online grocery, exclusions apply”SourceCaptured source excerpt
    “3x points on top streaming services and online grocery, exclusions apply”Source
  • 2x
    All other travelExcludes Chase Travel purchases qualifying for 5 points; includes FROSCH by Chase Travel, Valerie Wilson Travel by Chase Travel and Frosch International Travel LLC.“2x points on all other travel”
    “2x points on all other travel”Source
    “2x points on all other travel”SourceCaptured source excerpt
  • 5x
    Peloton purchasesEligible equipment and accessory purchases over $150, directly through Peloton in the U.S., from 4/1/2025 through 12/31/2027; excludes gift cards, apparel and Truemed HSA/FSA checkout.“5x on Peloton purchases Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27.”
    “5x on Peloton purchases Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27.”Source
    “5x on Peloton purchases Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27.”
  • 5x
    Lyft ridesQualifying Lyft purchases through the Lyft mobile app through September 30, 2027; includes rideshare, bike and scooter rides, subscription and membership products.“5x on Lyft rides Earn 5x on Lyft rides through 9/30/27.”
    “5x on Lyft rides Earn 5x on Lyft rides through 9/30/27.”Source
    “5x on Lyft rides Earn 5x on Lyft rides through 9/30/27.”SourceCaptured source excerpt
  • 3x
    Gas stations“3x points on gas stations, EV charging, and vacation homes at top brands”
    “3x points on gas stations, EV charging, and vacation homes at top brands”Source
    “3x points on gas stations, EV charging, and vacation homes at top brands”SourceCaptured source excerpt
  • 3x
    Online groceryExcludes Target, Walmart and wholesale clubs.“3x points on top streaming services and online grocery, exclusions apply”
    “3x points on top streaming services and online grocery, exclusions apply”Source
    “3x points on top streaming services and online grocery, exclusions apply”SourceCaptured source excerpt
  • 1x
    All other purchases“1X points on all other purchases”
    “1X points on all other purchases”SourceCaptured source excerpt
    “1X points on all other purchases”Source
  • 5x
    Chase TravelExcludes FROSCH by Chase Travel, Valerie Wilson Travel by Chase Travel, and Frosch International Travel LLC; purchases qualifying for the $100 hotel credit do not earn points.“NEW 5x points on Chase Travel”
    “NEW 5x points on Chase Travel”Source
    “NEW 5x points on Chase Travel”SourceCaptured source excerpt
  • 3x
    DiningDining at restaurants including takeout and eligible delivery services.“3x points on dining”
    “3x points on dining”Source
    “3x points on dining”SourceCaptured source excerpt
Credits
  • $100
    Chase Travel Hotel CreditEach card year“$100 Chase Travel Hotel Credit Earn up to $100 in statement credits each account anniversary year for hotel stays purchased through Chase Travel * . ”
    “$100 Chase Travel Hotel Credit Earn up to $100 in statement credits each account anniversary year for hotel stays purchased through Chase Travel”
    “$100 Chase Travel Hotel Credit Earn up to $100 in statement credits each account anniversary year for hotel stays purchased through Chase Travel”SourceCaptured source excerpt
  • $120
    Global Entry TSA PreCheck NEXUS application reimbursementEvery four years“Global Entry or TSA PreCheck ® or NEXUS Application Fee credit Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card.”
    “Global Entry or TSA PreCheck ® or NEXUS Application Fee credit Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card.”
    “Global Entry or TSA PreCheck ® or NEXUS Application Fee Statement Credit You will receive one statement credit every four years (up to $120) after the first program (either Global Entry or TSA PreCheck ® or NEXUS) application fee is charged to your Chase Sapphire Preferred card, by you or an authorized user. ”Source
Perks
  • Apple TVOnce“Apple TV benefit Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $156.”
    “Apple TV benefit Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $156.”SourceCaptured source excerpt
    “Complimentary Apple TV for Chase Sapphire Preferred: One-time activation on chase.com or the Chase Mobile ® app required by December 31, 2026. You, as the primary cardmember, will receive at least 12 months of complimentary Apple TV from the activation date. ”Source
  • DashPass membership“DoorDash benefits Get a complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders when you activate by 12/31/27.”
    “DoorDash benefits Get a complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders when you activate by 12/31/27.”SourceCaptured source excerpt
    “Complimentary DashPass: You and your authorized user(s) can activate complimentary DashPass with an eligible Chase Sapphire Preferred Credit Card by December 31, 2029 to receive complimentary DashPass on DoorDash and Caviar from activation until December 31, 2029 or for 12 months, whichever is longer. ”Source

03How to get it

No membership needed: apply on Chase's site or through a member's link. The approval rules below come from members, not from the issuer, and have no issuer quote yet.

  • 5/24

    Chase usually declines applicants who have opened five or more personal cards with any bank in the last 24 months.

    Community-reportedNo citation yet · curated by TCC
  • Sapphire bonus eligibility

    Chase restricts the Sapphire welcome bonus for people who currently hold a Sapphire card or received a Sapphire bonus recently.

    Community-reportedNo citation yet · curated by TCC

04What changed

Changes start with the next daily check

We added this card on Sep 30, 2026. When an offer, fee or rule moves, it shows up here with the date and what it was before.

05References

  1. 1Chase Sapphire Preferred offer page: “Earn 75,000 points after you spend $5,000 in purchases in the first 3 months from account opening.”creditcards.chase.comChecked Oct 11, 2026
  2. 2Chase Sapphire Preferred terms: fees, earning rules and credits, quoted by CC Wiki from Chase's pages.Page links aren't captured for these facts yet · checked Sep 30, 2026
  3. 3Card Offers checks: the best link (OKCBR9ZUKA), shared on r/churningreferrals, showed this offer on Chase's referral page.20 checks · last Oct 2, 2026
  4. 45/24: reported by membersSapphire bonus eligibility: reported by members