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Instacart Mastercard

A no-annual-fee Chase cash-back card. Earn 5% cash back on Chase Travel purchases and qualifying Instacart purchases; 2% cash back on restaurants, gas stations and select streaming services; 1% on everything else. The public offer is $50.

Offer checked Jul 8, 2026Terms checked Jul 8, 2026
Add your 5/24 count and a few details in For you to see if this card fits you.

01Best way in

Public · on Chase's site$50

Stated by issuer
Best referral seen

No referral data yet

Card Offers doesn't check Chase referral links yet.

02Details

From Chase's terms · checked Jul 8, 2026
Fees
  • None
    Annual feeStated by issuer
  • None
    Foreign transaction feeStated by issuer
Earning
  • 1%
    All other purchases“Plus, 1% cash back on all other purchases.*”
  • 5%
    Chase Travel purchases“5% cash back on Chase Travel purchases*, and 2% cash back at restaurants, gas stations, and on select streaming services.*”
  • 5%
    Qualifying Instacart purchaseson your first $6,000 spent annually“Earn 5% cash back on qualifying Instacart purchases on your first $6,000 spent annually*”
  • 2%
    Restaurantsincluding orders on Instacart powered by Uber Eats“2% Cash Back at restaurants, including orders on Instacart powered by Uber Eats, gas stations, and on select streaming services.*”
  • 2%
    Gas stations“2% Cash Back at restaurants, including orders on Instacart powered by Uber Eats, gas stations, and on select streaming services.*”
  • 2%
    Select streaming servicesselect“2% Cash Back at restaurants, including orders on Instacart powered by Uber Eats, gas stations, and on select streaming services.*”
Credits
  • $50
    $50 Instacart credit upon approvalOnce“Get a $50 Instacart credit automatically upon approval*”

03How to get it

No membership needed: apply on Chase's site or through a member's link. The approval rules below come from members, not from the issuer, and have no issuer quote yet.

  • 5/24

    Chase usually declines applicants who have opened five or more personal cards with any bank in the last 24 months.

    Community-reportedNo citation yet · curated by TCC

04What changed

Changes start with the next daily check

We added this card on Sep 30, 2026. When an offer, fee or rule moves, it shows up here with the date and what it was before.

05References

  1. 1Instacart Mastercard offer page: “Get a $50 Instacart credit automatically upon approval*”creditcards.chase.comChecked Jul 8, 2026
  2. 2Instacart Mastercard terms: fees, earning rules and credits, quoted by CC Wiki from Chase's pages.Page links aren't captured for these facts yet · checked Jul 8, 2026
  3. 35/24: reported by members