The Credit ChroniclesDirectory
Personalise

Chase Ink Business Unlimited

A no-annual-fee Chase cash-back card. Earn 5% cash back on Lyft rides; 1.5% on everything else. Today a member's referral link and Chase's own site offer the same bonus, $750 after $6,000 in 3 months.

Offer checked Oct 11, 2026Terms checked Sep 30, 2026· 25 live member links
Add your 5/24 count and a few details in For you to see if this card fits you.

01Best way in

Public · on Chase's site$750

after $6,000 in 3 months

Stated by issuer
Best referral seenSame as public$750

after $6,000 in 3 months · 25 live links

ExactChecked Oct 1, 2026 · 23 checks

The bonus is the same either way. Using a member's link credits the member who shared it.

Links members shared 25

  • 1OOFG513HSRankt · first seen Aug 19, 2026Checked Oct 1, 2026 · 23 checksOpen

24 more live links. This one showed the best offer on our latest check.

02Details

From Chase's terms · checked Sep 30, 2026
Fees
  • None
    Annual feeStated by issuer
  • 3%
    Foreign transaction feeStated by issuer
Earning
  • 1.5%
    Every purchase made for your businessPurchases made for your business.“Earn unlimited 1.5% Cash Back rewards on every purchase made for your business.”
    “Earn unlimited 1.5% Cash Back rewards on every purchase made for your business.”Source
    “Earn unlimited 1.5% Cash Back rewards on every purchase made for your business.”SourceCaptured source excerpt
  • 5%
    Lyft ridesQualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027, including rideshare, bike and scooter rides, and subscription and membership products. Gift cards, car rentals, vehicle service centers, miscellaneous fees and other Lyft products and services excluded.“Earn a total of 5% cash back on Lyft rides through September 30, 2027 with your Chase Ink Business Unlimited card.”
    “Earn a total of 5% cash back on Lyft rides through September 30, 2027 with your Chase Ink Business Unlimited card.”SourceCaptured source excerpt
    “Earn a total of 5% cash back on Lyft rides through September 30, 2027 with your Chase Ink Business Unlimited card.”Source
Credits
  • $20
    $20 monthly Instacart creditEach month“Plus, once activated, lnstacart+ members get a $20 Instacart credit each month automatically loaded into their lnstacart Business Account. Enrollment Required. Benefits end 12/31/27.”
    “Plus, once activated, lnstacart+ members get a $20 Instacart credit each month automatically loaded into their lnstacart Business Account. Enrollment Required. Benefits end 12/31/27.”Source
    “Plus, once activated, lnstacart+ members get a $20 Instacart credit each month automatically loaded into their lnstacart Business Account. Enrollment Required. Benefits end 12/31/27.”SourceCaptured source excerpt
Perks
  • Complimentary three-month Instacart+ membershipOnce“Spend more time focused on your business and less time shopping when you enroll in your complimentary three-month lnstacart+ membership (auto renews at $99/year after complimentary period).”
    “Spend more time focused on your business and less time shopping when you enroll in your complimentary three-month lnstacart+ membership (auto renews at $99/year after complimentary period).”Source
    “Spend more time focused on your business and less time shopping when you enroll in your complimentary three-month lnstacart+ membership (auto renews at $99/year after complimentary period).”SourceCaptured source excerpt

03How to get it

No membership needed: apply on Chase's site or through a member's link. The approval rules below come from members, not from the issuer, and have no issuer quote yet.

  • 5/24

    Chase usually declines applicants who have opened five or more personal cards with any bank in the last 24 months.

    Community-reportedNo citation yet · curated by TCC

04What changed

Changes start with the next daily check

We added this card on Sep 30, 2026. When an offer, fee or rule moves, it shows up here with the date and what it was before.

05References

  1. 1Chase Ink Business Unlimited offer page: “Earn $750 cash back after you spend $6,000 on purchases in the first 3 months after account opening. * The new cardmember bonus may not be available to you if you have ever had this card or any other Chase for Business card without an annual fee. We may also consider factors pertinent to your business in determining your bonus eligibility”creditcards.chase.comChecked Oct 11, 2026
  2. 2Chase Ink Business Unlimited terms: fees, earning rules and credits, quoted by CC Wiki from Chase's pages.Page links aren't captured for these facts yet · checked Sep 30, 2026
  3. 3Card Offers checks: the best link (1OOFG513HS), shared on Rankt, showed this offer on Chase's referral page.23 checks · last Oct 1, 2026
  4. 45/24: reported by members