IHG One Rewards Traveler · The Credit Chronicles Directory

01Best way in

Public · on Chase's site80,000points

after $2,000 in 3 months

plus 10,000 points when you add an authorized user in the first 3 months

Stated by issuer

Best referral seenSame as public80,000points

after $2,000 in 3 months · 3 live links

ExactChecked Oct 1, 2026 · 31 checks

The bonus is the same either way. Using a member's link credits the member who shared it.

Links members shared 3

4RJ9XKBFQQRankt · first seen Aug 19, 2026Checked Oct 1, 2026 · 31 checksOpen

2 more live links. This one showed the best offer on our latest check.

02Details

From Chase's terms · checked Sep 30, 2026

Fees

None
Annual feeStated by issuer
None
Foreign transaction feeStated by issuer

Earning

5x
IHG ® Hotels and ResortsStays at IHG Hotels and Resorts; card earnings only.“Up to 17X total points at IHG ® Hotels and Resorts That's 5X points with this card. * Plus up to 10X points from IHG ® on stays for being an IHG One Rewards member. * Plus up to 2X points from IHG ® on stays with Silver Elite Status, a benefit of this card.”
“Up to 17X total points at IHG ® Hotels and Resorts That's 5X points with this card. * Plus up to 10X points from IHG ® on stays for being an IHG One Rewards member. * Plus up to 2X points from IHG ® on stays with Silver Elite Status, a benefit of this card.”Source
3x
Dining“Earn 3X total points on dining, utilities, select streaming services, and at gas stations. * Earn 2X points per $1 spent on all other purchases.”
“Earn 3X total points on dining, utilities, select streaming services, and at gas stations. * Earn 2X points per $1 spent on all other purchases.”Source
3x
Utilities“Earn 3X total points on dining, utilities, select streaming services, and at gas stations. * Earn 2X points per $1 spent on all other purchases.”
“Earn 3X total points on dining, utilities, select streaming services, and at gas stations. * Earn 2X points per $1 spent on all other purchases.”Source
3x
Select streaming services“Earn 3X total points on dining, utilities, select streaming services, and at gas stations. * Earn 2X points per $1 spent on all other purchases.”
“Earn 3X total points on dining, utilities, select streaming services, and at gas stations. * Earn 2X points per $1 spent on all other purchases.”Source
3x
Gas stations“Earn 3X total points on dining, utilities, select streaming services, and at gas stations. * Earn 2X points per $1 spent on all other purchases.”
“Earn 3X total points on dining, utilities, select streaming services, and at gas stations. * Earn 2X points per $1 spent on all other purchases.”Source
2x
All other purchases“Earn 3X total points on dining, utilities, select streaming services, and at gas stations. * Earn 2X points per $1 spent on all other purchases.”
“Earn 3X total points on dining, utilities, select streaming services, and at gas stations. * Earn 2X points per $1 spent on all other purchases.”Source

Credits

CreditsNot checked yet

03How to get it

No membership needed: apply on Chase's site or through a member's link. The approval rules below come from members, not from the issuer, and have no issuer quote yet.

5/24
Chase usually declines applicants who have opened five or more personal cards with any bank in the last 24 months.
Community-reportedNo citation yet · curated by TCC

04What changed

Changes start with the next daily check

We added this card on Sep 30, 2026. When an offer, fee or rule moves, it shows up here with the date and what it was before.

05References

1IHG One Rewards Traveler offer page: “Earn 80,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.”creditcards.chase.comChecked Sep 30, 2026
2IHG One Rewards Traveler terms: fees, earning rules and credits, quoted by CC Wiki from Chase's pages.Page links aren't captured for these facts yet · checked Sep 30, 2026
3Card Offers checks: the best link (4RJ9XKBFQQ), shared on Rankt, showed this offer on Chase's referral page.31 checks · last Oct 1, 2026
45/24: reported by members