IHG One Rewards Premier Business · The Credit Chronicles Directory

01Best way in

Public · on Chase's site140,000points

after $4,000 in 3 months

plus 10,000 points when you add an employee card in the first 3 months

Stated by issuer

Best referral seenSame as public140,000points

after $4,000 in 3 months · 7 live links

ExactChecked Oct 1, 2026 · 31 checks

The bonus is the same either way. Using a member's link credits the member who shared it.

Links members shared 7

81UN9RYSA2Rankt · first seen Aug 19, 2026Checked Oct 1, 2026 · 31 checksOpen

6 more live links. This one showed the best offer on our latest check.

02Details

From Chase's terms · checked Sep 30, 2026

Fees

$99
Annual feeStated by issuer
None
Foreign transaction feeStated by issuer

Earning

10x
IHG ® Hotels and ResortsCard spending at IHG Hotels and Resorts; excludes separate loyalty-program earnings.“Up to 26X total points at IHG ® Hotels and Resorts That's 10X points with this card”
“Up to 26X total points at IHG ® Hotels and Resorts That's 10X points with this card”Source
5x
Travel“5X points per dollar Earn 5X points on travel, dining, select business purchases, and at gas stations.”
“5X points per dollar Earn 5X points on travel, dining, select business purchases, and at gas stations.”Source
5x
Dining“5X points per dollar Earn 5X points on travel, dining, select business purchases, and at gas stations.”
“5X points per dollar Earn 5X points on travel, dining, select business purchases, and at gas stations.”Source
5x
Select business purchases“5X points per dollar Earn 5X points on travel, dining, select business purchases, and at gas stations.”
“5X points per dollar Earn 5X points on travel, dining, select business purchases, and at gas stations.”Source
5x
Gas stations“5X points per dollar Earn 5X points on travel, dining, select business purchases, and at gas stations.”
Source
“5X points per dollar Earn 5X points on travel, dining, select business purchases, and at gas stations.”
3x
All other purchases“Earn 3X points per $1 spent on all other purchases.”
“Earn 3X points per $1 spent on all other purchases.”Source

Credits

$100
$100 statement credit after you spend $20,000 each calendar yearEach year“Plus, earn a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year.*”

03How to get it

No membership needed: apply on Chase's site or through a member's link. The approval rules below come from members, not from the issuer, and have no issuer quote yet.

5/24
Chase usually declines applicants who have opened five or more personal cards with any bank in the last 24 months.
Community-reportedNo citation yet · curated by TCC

04What changed

Changes start with the next daily check

We added this card on Sep 30, 2026. When an offer, fee or rule moves, it shows up here with the date and what it was before.

05References

1IHG One Rewards Premier Business offer page: “Earn 140,000 Bonus Points after spending $4,000 in the first 3 months from account opening.”creditcards.chase.comChecked Sep 30, 2026
2IHG One Rewards Premier Business terms: fees, earning rules and credits, quoted by CC Wiki from Chase's pages.Page links aren't captured for these facts yet · checked Sep 30, 2026
3Card Offers checks: the best link (81UN9RYSA2), shared on Rankt, showed this offer on Chase's referral page.31 checks · last Oct 1, 2026
45/24: reported by members