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IHG One Rewards Premier

A $99 Chase points card. Earn 10 points per dollar on IHG® Hotels and Resorts; 5 points per dollar on travel, dining and gas stations; 3 points per dollar on everything else. Today a member's referral link and Chase's own site offer the same bonus, 140,000 points after $3,000 in 3 months.

Offer checked Oct 1, 2026Terms checked Sep 30, 2026· 11 live member links
Add your 5/24 count and a few details in For you to see if this card fits you.

01Best way in

Public · on Chase's site140,000points

after $3,000 in 3 months

plus 10,000 points when you add an authorized user in the first 3 months

Stated by issuer
Best referral seenSame as public140,000points

after $3,000 in 3 months · 11 live links

ExactChecked Oct 1, 2026 · 9 checks

The bonus is the same either way. Using a member's link credits the member who shared it.

Links members shared 11

  • 732EFFI401r/churningreferrals · first seen Sep 24, 2026Checked Oct 1, 2026 · 9 checksOpen

10 more live links. This one showed the best offer on our latest check.

02Details

From Chase's terms · checked Sep 30, 2026
Fees
  • $99
    Annual feeStated by issuer
  • None
    Foreign transaction feeStated by issuer
Earning
  • 10x
    IHG ® Hotels and ResortsCard spend at IHG Hotels and Resorts; excludes loyalty-program earnings.“Up to 26X total points at IHG ® Hotels and Resorts That's 10X points with this card. *”
    “Up to 26X total points at IHG ® Hotels and Resorts That's 10X points with this card. *”SourceCaptured source excerpt
  • 5x
    Travel“5X points per dollar Earn 5X total points on travel, dining, and at gas stations. *”
    “5X points per dollar Earn 5X total points on travel, dining, and at gas stations. *”SourceCaptured source excerpt
  • 5x
    Dining“5X points per dollar Earn 5X total points on travel, dining, and at gas stations. *”
    “5X points per dollar Earn 5X total points on travel, dining, and at gas stations. *”SourceCaptured source excerpt
  • 5x
    Gas stations“5X points per dollar Earn 5X total points on travel, dining, and at gas stations. *”
    “5X points per dollar Earn 5X total points on travel, dining, and at gas stations. *”SourceCaptured source excerpt
  • 3x
    All other purchases“Earn 3X points per $1 spent on all other purchases. *”
    “Earn 3X points per $1 spent on all other purchases. *”SourceCaptured source excerpt
Credits
  • $120
    Global Entry, TSA PreCheck® or NEXUS statement creditEvery four years“Receive a statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck or NEXUS when charged to your card.”

03How to get it

No membership needed: apply on Chase's site or through a member's link. The approval rules below come from members, not from the issuer, and have no issuer quote yet.

  • 5/24

    Chase usually declines applicants who have opened five or more personal cards with any bank in the last 24 months.

    Community-reportedNo citation yet · curated by TCC

04What changed

Changes start with the next daily check

We added this card on Sep 30, 2026. When an offer, fee or rule moves, it shows up here with the date and what it was before.

05References

  1. 1IHG One Rewards Premier offer page: “Earn 140,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.”creditcards.chase.comChecked Sep 30, 2026
  2. 2IHG One Rewards Premier terms: fees, earning rules and credits, quoted by CC Wiki from Chase's pages.Page links aren't captured for these facts yet · checked Sep 30, 2026
  3. 3Card Offers checks: the best link (732EFFI401), shared on r/churningreferrals, showed this offer on Chase's referral page.9 checks · last Oct 1, 2026
  4. 45/24: reported by members