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Chase Freedom Flex

A no-annual-fee Chase cash-back card. Earn 5% cash back on rotating categories and travel purchased through Chase Travel; 3% cash back on drugstores and dining; 1% on everything else. Today a member's referral link and Chase's own site offer the same bonus, $250 after $500 in 3 months.

Offer checked Oct 11, 2026Terms checked Sep 30, 2026· 42 live member links
Add your 5/24 count and a few details in For you to see if this card fits you.

01Best way in

Public · on Chase's site$250

after $500 in 3 months

Stated by issuer
Best referral seenSame as public$250

after $500 in 3 months · 42 live links

ExactChecked Oct 2, 2026 · 17 checks

The bonus is the same either way. Using a member's link credits the member who shared it.

Links members shared 42

  • IM75WF4XFHr/churningreferrals · first seen Sep 16, 2026Checked Oct 2, 2026 · 17 checksOpen

41 more live links. This one showed the best offer on our latest check.

02Details

From Chase's terms · checked Sep 30, 2026
Fees
  • None
    Annual feeStated by issuer
  • 3%
    Foreign transaction feeStated by issuer
Earning
  • 3%
    DrugstoresDrugstore purchases.“Earn 3% on drugstore purchases.”
    “Earn 3% on drugstore purchases.”SourceCaptured source excerpt
    “Earn 3% on drugstore purchases.”Source
  • 1%
    All other purchases“Earn 1% on all other purchases.”
    “Earn 1% on all other purchases.”Source
    “Earn 1% on all other purchases.”SourceCaptured source excerpt
  • 2%
    Lyft ridesThrough September 30, 2027.“Earn 2% total cash back on Lyft rides with your Freedom Flex card through September 30, 2027.”
    “Earn 2% total cash back on Lyft rides with your Freedom Flex card through September 30, 2027.”Source
    “Earn 2% total cash back on Lyft rides with your Freedom Flex card through September 30, 2027.”SourceCaptured source excerpt
  • 5%
    Rotating categoriesActivation required each quarter; cap shared across combined category purchases.“Earn 5% cash back on up to $1,500 in rotating categories each quarter you activate.”
    “Earn 5% cash back on up to $1,500 in rotating categories each quarter you activate.”SourceCaptured source excerpt
    “Earn 5% cash back on up to $1,500 in rotating categories each quarter you activate.”Source
  • 5%
    Travel purchased through Chase Travel“Earn 5% on travel purchased through Chase Travel SM .”
    “Earn 5% on travel purchased through Chase Travel SM .”Source
    “Earn 5% on travel purchased through Chase Travel SM .”SourceCaptured source excerpt
  • 3%
    DiningDining at restaurants, including takeout and eligible delivery services.“Earn 3% on dining at restaurants, including takeout and eligible delivery services.”
    Source
    “Earn 3% on dining at restaurants, including takeout and eligible delivery services.”
    “Earn 3% on dining at restaurants, including takeout and eligible delivery services.”SourceCaptured source excerpt
Credits
  • CreditsNot checked yet

03How to get it

No membership needed: apply on Chase's site or through a member's link. The approval rules below come from members, not from the issuer, and have no issuer quote yet.

  • 5/24

    Chase usually declines applicants who have opened five or more personal cards with any bank in the last 24 months.

    Community-reportedNo citation yet · curated by TCC

04What changed

Changes start with the next daily check

We added this card on Sep 30, 2026. When an offer, fee or rule moves, it shows up here with the date and what it was before.

05References

  1. 1Chase Freedom Flex offer page: “Earn a $250 bonus after you spend $500 on purchases in the first 3 months from account opening.”creditcards.chase.comChecked Oct 11, 2026
  2. 2Chase Freedom Flex terms: fees, earning rules and credits, quoted by CC Wiki from Chase's pages.Page links aren't captured for these facts yet · checked Sep 30, 2026
  3. 3Card Offers checks: the best link (IM75WF4XFH), shared on r/churningreferrals, showed this offer on Chase's referral page.17 checks · last Oct 2, 2026
  4. 45/24: reported by members