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One Key+ Card

A $99 Wells Fargo cash-back card. Earn 3% cash back on Expedia, Hotels.com and Vrbo, gas stations, grocery stores and 1 more; 2% on everything else. The public offer is $350 after $3,000 in 3 months.

Offer checked Oct 11, 2026Terms checked Sep 30, 2026
Add your 5/24 count and a few details in For you to see if this card fits you.

01Best way in

Public · on Wells Fargo's site$350

after $3,000 in 3 months

Stated by issuer
Best referral seen

No referral data yet

Card Offers doesn't check Wells Fargo referral links yet.

02Details

From Wells Fargo's terms · checked Sep 30, 2026
Fees
  • $99
    Annual feeStated by issuer
  • None
    Foreign transaction feeStated by issuer
Earning
  • 3%
    On Expedia, Hotels.com and Vrbo“3% in OneKeyCash* on Expedia, Hotels.com and Vrbo2”
  • 3%
    Gas stations“3% at gas stations, grocery stores and on dining”
  • 3%
    Grocery stores“3% at gas stations, grocery stores and on dining”
  • 3%
    Dining“3% at gas stations, grocery stores and on dining”
  • 2%
    On other purchases“2% on other purchases2”
Credits
  • $100
    Anniversary OneKeyCashEach card year“You will earn $100 in OneKeyCash (your “anniversary bonus”) each 12 month period (an “anniversary year”) that your card account remains open, not delinquent, and not in default at the time the award is issued.”
    “You will earn $100 in OneKeyCash (your “anniversary bonus”) each 12 month period (an “anniversary year”) that your card account remains open, not delinquent, and not in default at the time the award is issued.”SourceCaptured source excerpt
    “You will earn $100 in OneKeyCash (your “anniversary bonus”) each 12 month period (an “anniversary year”) that your card account remains open, not delinquent, and not in default at the time the award is issued.”Source
  • $120
    Trusted Traveler Program application or renewal statement creditEvery four years“This benefit provides a statement credit up to $120 when you use your eligible One Key+ Card to pay for a Trusted Traveler Program (such as Global Entry ® or TSA PreCheck ® ) application fee or renewal fee. Your account is eligible for one (1) statement credit every four (4) years for whichever application fee or renewal fee transaction posts to your account first.”
    Source
    “This benefit provides a statement credit up to $120 when you use your eligible One Key+ Card to pay for a Trusted Traveler Program (such as Global Entry ® or TSA PreCheck ® ) application fee or renewal fee. Your account is eligible for one (1) statement credit every four (4) years for whichever application fee or renewal fee transaction posts to your account first.”SourceCaptured source excerpt
    “This benefit provides a statement credit up to $120 when you use your eligible One Key+ Card to pay for a Trusted Traveler Program (such as Global Entry ® or TSA PreCheck ® ) application fee or renewal fee. Your account is eligible for one (1) statement credit every four (4) years for whichever application fee or renewal fee transaction posts to your account first.”

03How to get it

No membership needed: apply on Wells Fargo's site or through a member's link.

04What changed

Changes start with the next daily check

We added this card on Sep 30, 2026. When an offer, fee or rule moves, it shows up here with the date and what it was before.

05References

  1. 1One Key+ Card offer page: “To qualify for $350 in OneKeyCash, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened.”creditcards.wellsfargo.comChecked Oct 11, 2026
  2. 2One Key+ Card terms: fees, earning rules and credits, quoted by CC Wiki from Wells Fargo's pages.Page links aren't captured for these facts yet · checked Sep 30, 2026