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Choice Privileges Mastercard

A no-annual-fee Wells Fargo points card. Earn 5 points per dollar on hotels and Choice Privileges point purchases; 3 points per dollar on gas stations, electric vehicle charging stations and 3 more; 1 point per dollar on everything else. The public offer is 60,000 points after $1,000 in 3 months.

Offer checked Oct 11, 2026Terms checked Sep 29, 2026
Add your 5/24 count and a few details in For you to see if this card fits you.

01Best way in

Public · on Wells Fargo's site60,000points

after $1,000 in 3 months

Stated by issuer
Best referral seen

No referral data yet

Card Offers doesn't check Wells Fargo referral links yet.

02Details

From Wells Fargo's terms · checked Sep 29, 2026
Fees
  • None
    Annual feeStated by issuer
  • None
    Foreign transaction feeStated by issuer
Earning
  • 5x
    Stays at participating Choice Hotels® propertiesQualifying net purchases at eligible Choice and non-Choice hotel locations; book through Choicehotels.com, the Choice Hotels mobile app, the Choice Hotels Service Center, or directly with a Choice Hotels brand hotel.“5 points (one base point and four bonus points) (1) You earn five points for every $1.00 you spend on stays at Eligible Locations with your Card Account on Qualifying Net Purchases. "Net Purchases" are purchases that you charge to your Account (minus returns or credits). You can book these stays at both Choice Hotels brand and non-Choice Hotels brand hotels and resorts. ”
    “5 points (one base point and four bonus points) (1) You earn five points for every $1.00 you spend on stays at Eligible Locations with your Card Account on Qualifying Net Purchases. "Net Purchases" are purchases that you charge to your Account (minus returns or credits). You can book these stays at both Choice Hotels brand and non-Choice Hotels brand hotels and resorts. ”Source
  • 5x
    Choice Privileges point purchasesQualifying net purchases of Choice Privileges points made on the Card Account; program limits and restrictions apply.“Earn 5 points (1 base plus 4 bonus points) per $1.00 spent on qualifying net purchases of Choice Privileges points made on the Card Account.”
    “Earn 5 points (1 base plus 4 bonus points) per $1.00 spent on qualifying net purchases of Choice Privileges points made on the Card Account.”
  • 3x
    Gas stationsEligible Mastercard merchant codes for gas stations and automated fuel dispensers. Auto repair stores, car washes, warehouse or membership-club gas, grocery stores and superstores selling gasoline may not qualify.“3X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services 3”
    “3X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services 3”Source
  • 3x
    Electric vehicle charging stationsElectric vehicle charging stations classified in the eligible Automobile Stations Mastercard merchant category.“3 points (one base point and two bonus points) You earn three points for every $1.00 you spend on Qualifying Net Purchases at eligible merchants. These merchants must have a classified Mastercard® merchant category in the following categories: Automobile Stations Automated fuel dispensers (self-pumping gas stations) Electric vehicle charging stations Gas stations ”
    “3 points (one base point and two bonus points) You earn three points for every $1.00 you spend on Qualifying Net Purchases at eligible merchants. These merchants must have a classified Mastercard® merchant category in the following categories: Automobile Stations Automated fuel dispensers (self-pumping gas stations) Electric vehicle charging stations Gas stations ”Source
  • 3x
    Grocery storesEligible Mastercard merchant codes for grocery stores, supermarkets, delis and bakeries; convenience stores, meal kits, superstores, warehouses and membership clubs may not qualify.“3X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services 3”
    “3X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services 3”Source
  • 3x
    Home improvement storesEligible Home Supply, Equipment, and Improvement Mastercard merchant codes, including hardware, furniture and appliances, garden supplies, home accessories, floor/glass/paint/wallpaper, household appliance and furniture rentals, pools and home improvement contractors. Cleaning, extermination, miscellaneous repairs, welding and general retailers may not qualify.“3X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services 3”
    “3X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services 3”Source
  • 3x
    Phone plan servicesEligible Telecommunication Services Mastercard merchant codes for landline and cell phone providers. Hardware, accessories, third-party payments and unrelated subscriptions such as cable and streaming may not qualify.“3X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services 3”
    “3X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services 3”Source
  • 1x
    Other purchasesOther qualifying net purchases; cash advances and cash equivalents do not earn points.“Other purchases: 1 rewards point will be earned per $1 spent on other net purchases.”
    “Other purchases: 1 rewards point will be earned per $1 spent on other net purchases.”
Credits
  • CreditsNot published by issuer

03How to get it

No membership needed: apply on Wells Fargo's site or through a member's link.

04What changed

Changes start with the next daily check

We added this card on Sep 30, 2026. When an offer, fee or rule moves, it shows up here with the date and what it was before.

05References

  1. 1Choice Privileges Mastercard offer page: “To qualify for the 60,000 bonus points, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened.”creditcards.wellsfargo.comChecked Oct 11, 2026
  2. 2Choice Privileges Mastercard terms: fees, earning rules and credits, quoted by CC Wiki from Wells Fargo's pages.Page links aren't captured for these facts yet · checked Sep 29, 2026